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About Us

CalSHIELD Home Loans Divider

Mission Statement

The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.

Nicholas Wright is the owner of CalSHIELD Home Loans and has been serving California public employees since 2002, providing excellent service and discovering a need for a company specifically geared for the California public servant. We don't try to help everyone well, we strive to serve a very specific group exceptionally well.


“CalSHIELD told us we didn't need to refinance now. I have never heard a lender say that before. They earned my trust for the future definitely!”

“I never realized there were specific discounts because I work for the state. Every little bit helps.”

“The people at CalSHIELD walked me through the whole process, step by step. It's a frustrating economy, but they took the stress out of this aspect of my life.”

“It's so nice to have a friend in this industry that can give me straight answers to tough questions. Thank you very much.”

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Our main objective is to help you in the search for what fits you best. A mortgage is like a vehicle or house, different types and different fits for different people. We help you reach YOUR goals and needs.

CalSHIELD was formed out of the need for a mortgage company to protect the California Public Employee with controlled costs on fees associated with loan origination.

CalSHIELD Home Loans Divider